Serving Atlanta, Fulton, DeKalb, Cobb & Gwinnett

    Atlanta Mortgage BrokerLocal Rates. Metro-Wide Coverage.

    Last updated July 31, 2026

    ABS Funding helps Atlanta homebuyers, move-up buyers, and investors finance properties across the metro - from Buckhead and Midtown high-rises to Grant Park bungalows, Decatur craftsmans, and Sandy Springs family homes. Competitive rates and fast, local service.

    $410,000Median Home Price
    0.92%Avg. Property Tax Rate
    +3.8%YoY Price Change

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    Why Work With a Atlanta Mortgage Broker?

    Atlanta's housing market has its own rhythms. A local broker understands the details that matter - from property taxes to neighborhood dynamics.

    Atlanta Property Tax Nuances

    Fulton, DeKalb, and Cobb each have different millage rates and homestead rules. We build accurate PITI estimates so your monthly payment matches reality after closing.

    Fast-Moving Intown Market

    Buckhead, Midtown, and Decatur can still see multiple offers on well-priced homes. A fully underwritten pre-approval helps you win without overpaying.

    Corporate Relocation Experience

    Atlanta is a top relocation market. We coordinate with employers on relocation packages, RSU income, and tight timelines for Coca-Cola, Delta, Home Depot, and UPS transferees.

    Investor & STR Programs

    We finance Atlanta investors with DSCR loans qualified on rental income - ideal for BeltLine-adjacent rentals, Old Fourth Ward, and West Midtown investment properties.

    Atlanta, Georgia downtown skyline at sunset with skyscrapers

    Financing Homes Across Metro Atlanta

    From Buckhead high-rises to Grant Park bungalows and Sandy Springs family homes.

    Mortgage Programs for Atlanta Buyers & Investors

    We shop the full loan menu to match your Atlanta property and financial goals.

    Conventional Loans

    Competitive rates for Atlanta buyers with strong credit across the metro.

    FHA Loans

    Low down payment options for first-time buyers in East Atlanta, Kirkwood, and East Point.

    VA Loans

    Zero-down financing for veterans and active-duty service members throughout metro Atlanta.

    Jumbo Loans

    Financing above conforming limits for Buckhead, Morningside, and Chastain Park luxury homes.

    Doctor Loans

    Specialized programs for physicians at Emory, Piedmont, Grady, and Northside.

    DSCR Loans

    Investor financing based on rental income for Atlanta short-term and long-term rentals.

    Georgia Dream

    Down payment assistance for eligible first-time Atlanta buyers.

    Atlanta Mortgage Tools & Resources

    Explore loan programs, check today's rates, and run the numbers for your Atlanta property.

    Loan Programs

    Compare Conventional, FHA, VA, Jumbo, Doctor, and DSCR loans.

    View Loans

    Today's Rates

    See current Atlanta mortgage rates and get a personalized rate quote.

    Check Rates

    DSCR Calculator

    Estimate DSCR for Atlanta rental properties and investor deals.

    Calculate DSCR

    Mortgage Calculators

    Run payment, affordability, and refinance scenarios for any Atlanta home.

    All Calculators

    Atlanta Neighborhoods We Serve

    From starter homes to luxury properties and investor deals - we finance across the metro.

    BuckheadMidtownVirginia-HighlandInman ParkGrant ParkOld Fourth WardWest MidtownDecaturSandy SpringsBrookhavenEast AtlantaKirkwood

    Also serving Marietta, Smyrna, Vinings, Dunwoody, East Point, Chamblee, and the greater metro Atlanta area across Fulton, DeKalb, Cobb, and Gwinnett counties.

    4.9 Rating ยท 15,250+ Clients Served

    Trusted by Homeowners Across Georgia

    ABS Funding has helped over 15,250 clients with more than $5 billion in funded loans. Our Georgia team is known for fast responses, transparent advice, and competitive pricing.

    Meet the Team

    Atlanta Mortgage FAQs

    Answers to common questions from Atlanta homebuyers and investors.

    Get Your Atlanta Mortgage Quote Today

    Start your pre-approval online or speak with a Atlanta loan expert. No obligation, no hidden fees, and a pre-approval letter you can use right away.

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    Licensed in 4 states

    Illinois
    Georgia
    Florida
    Texas

    Commercial and Non-QM programs are available in most states.

    ABS Funding Assistant

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