
About ABS Home Mortgage
Since 2003, we've helped families turn the dream of homeownership into reality. We combine industry expertise with personalized service to deliver competitive rates — and we'll always work to match or beat a better offer. From Conventional, FHA, and VA to Jumbo, DSCR, and Doctor Loans, our lending solutions are built around you. We also offer flexible buy-down options to help lower your monthly mortgage payments. Our loan officers are available seven days a week to help you structure the right deal for your needs.


The Golden Key to Your New Home
ABS Home Mortgage
Our Mission
To simplify the mortgage process and empower every client to make informed decisions about their home financing options.
Client-First Approach
Your goals are our priority. We listen, understand, and deliver solutions tailored to your unique situation.
Integrity & Transparency
No hidden fees, no surprises. We believe in honest communication and ethical lending practices.
Excellence in Service
Award-winning service backed by decades of experience and a commitment to continuous improvement.
Long-Term Relationships
We're not just here for one transaction. We build lasting relationships with our clients and partners.
Our Team
Meet the experienced professionals dedicated to helping you find the perfect mortgage solution.

Bhupesh Saggar
President & CEO
NMLS #221364

Anita Saggar
Director of Loan Origination
NMLS #20869
Venkata Vedam
VP Mortgage Lending
NMLS #213832
Snehal Patel
VP Mortgage Lending
NMLS #224716
Al Bhagwakar
Loan Originator
NMLS #2149277
Jeff Paul Hartman
Senior Loan Originator
NMLS #230761
Usha Khanna
Senior Loan Originator
NMLS #222804
Afreen Sayed
Senior Loan Originator
NMLS #1904253
Nationwide Service
Licensed to serve clients across the United States. Whether you're buying your first home, refinancing, or investing in property, we're here to help.
Get In Touch
Ready to start your mortgage journey? Contact us today.
Office
ABS Home Mortgage, Inc.
NMLS# 209985
ABS Home Mortgage, Inc. | NMLS# 209985
Equal Housing Lender. Licensed in multiple states.View all licenses