Austin Mortgage BrokerLocal Rates. Central Texas Coverage.
Last updated July 30, 2026
ABS Funding helps Austin homebuyers, tech professionals, and investors finance properties across Travis, Williamson, and Hays Counties - from downtown condos to Westlake estates and East Austin investment properties. Competitive rates and fast, local service.
Get my rate quote:
Why Work With a Austin Mortgage Broker?
Austin's housing market has its own rhythms. A local broker understands the details that matter - from property taxes to neighborhood dynamics.
Post-Boom Market Dynamics
Austin has stabilized after its 2020–2022 run-up. That means real negotiation room, seller concessions, and time to shop - but also unique appraisal considerations we know how to navigate.
Texas Property Taxes
Travis County property taxes average 2.0–2.3% and are a major factor in your monthly payment. We build accurate PITIA estimates and factor in homestead exemptions.
Condo & High-Rise Expertise
Downtown Austin has dozens of condo buildings, each with unique warrantability, HOA, and reserve requirements. We review buildings early to keep your deal on track.
Tech & Investor Programs
We qualify equity-comp-heavy tech buyers and offer DSCR loans for STR investors in East Austin, South Congress, and along the greenbelt.
Financing Homes Across Central Texas
From downtown Austin condos to Westlake estates and East Austin investment properties.
Mortgage Programs for Austin Buyers & Investors
We shop the full loan menu to match your Austin property and financial goals.
Conventional Loans
Competitive rates for Austin buyers with strong credit - ideal for Westlake, Tarrytown, and Mueller purchases.
FHA Loans
Low down payment options for first-time buyers across Travis and Williamson Counties.
VA Loans
Zero down for veterans and active-duty service members throughout Central Texas.
Jumbo Loans
Financing above conforming limits for luxury homes in Westlake, Tarrytown, and downtown high-rises.
Doctor Loans
Special programs for physicians at Dell Medical, Ascension Seton, and St. David's.
Tech/RSU Programs
Qualification programs that account for equity comp from Tesla, Apple, Google, Oracle, and Meta.
DSCR Loans
Investor financing based on rental income for Austin STRs and long-term rentals.
Austin Mortgage Tools & Resources
Explore loan programs, check today's rates, and run the numbers for your Austin property.
Mortgage Calculators
Run payment, affordability, and refinance scenarios for any Austin home.
All CalculatorsAustin Neighborhoods We Serve
From starter homes to luxury properties and investor deals - we finance across the metro.
Also serving Pflugerville, Georgetown, Buda, Kyle, Dripping Springs, Bee Cave, and the greater Austin metro area.
Trusted by Homeowners Across Texas
ABS Funding has helped over 15,250 clients with more than $5 billion in funded loans. Our Texas team is known for fast responses, transparent advice, and competitive pricing.
Meet the TeamAustin Mortgage FAQs
Answers to common questions from Austin homebuyers and investors.
Get Your Austin Mortgage Quote Today
Start your pre-approval online or speak with a Austin loan expert. No obligation, no hidden fees, and a pre-approval letter you can use right away.