Chicago Mortgage BrokerLocal Rates. City-Wide Coverage.
Last updated July 31, 2026
ABS Funding helps Chicago homebuyers and investors finance properties from the Loop to the North Shore. Whether you're buying a Lakeview condo, refinancing a South Loop townhome, or scaling a rental portfolio, we offer competitive rates and fast, local service.
Financing homes across Chicago - from the Loop to the lakefront.
Chicago Affordability Estimator
See how much home you may qualify for.
Estimate only. Chicago property taxes and HOA fees will affect final qualification.
Why Work With a Chicago Mortgage Broker?
Chicago's housing market is unique - high-rise condos, historic bungalows, lakefront co-ops, and investor-heavy neighborhoods. A local broker understands the details that matter.
Condo & Co-op Expertise
Chicago has thousands of condo buildings, many with unique financial requirements. We review association budgets, reserves, owner-occupancy ratios, and litigation status up front to keep your deal on track.
Neighborhood Market Insight
From fast-moving Lakeview and Lincoln Park to emerging areas like Bronzeville and Avondale, we help you structure a winning offer with a pre-approval that sellers trust.
Cook County Property Taxes
Property taxes in Cook County can significantly impact your payment. We use actual assessed values and exemptions to give you an accurate pre-approval and avoid last-minute payment shocks.
Investor-Friendly Programs
We offer DSCR loans, bank-statement programs, and portfolio financing for Chicago real estate investors - whether you're buying a two-flat in Humboldt Park or building a short-term rental portfolio.
Mortgage Programs for Chicago Buyers & Investors
We shop the full loan menu to match your Chicago property and financial goals.
Conventional Loans
Competitive rates for Chicago buyers with strong credit and stable income
FHA Loans
Low down payment options for first-time buyers across Cook, DuPage, and Lake Counties
VA Loans
Zero down payment for veterans and active-duty service members in the Chicago metro
Jumbo Loans
Financing above conforming limits for luxury condos and single-family homes in Lincoln Park, Gold Coast, and the North Shore
Doctor Loans
Special programs for physicians at Northwestern, Rush, UChicago, and Lurie Children's
DSCR Loans
Investor financing based on rental income for Chicago multifamily and short-term rentals
Chicago Mortgage Tools & Resources
Explore loan programs, check today's rates, and run the numbers for your Chicago property.
DSCR Calculator
Estimate DSCR for Chicago rental properties and see if rent covers the mortgage.
Calculate DSCRMortgage Calculators
Run payment, affordability, and refinance scenarios for any Chicago home.
All CalculatorsReady to Buy or Refinance in Chicago?
Get a personalized rate quote and pre-approval letter in as little as 24 hours.
Chicago Neighborhoods We Serve
From lakefront condos to West Loop lofts and South Side multifamily investments.
Also serving Evanston, Skokie, Oak Park, Berwyn, Cicero, Oak Lawn, Orland Park, Schaumburg, Naperville, Aurora, and the entire Chicagoland metro area.
Trusted by Homeowners Across Illinois
ABS Funding has helped over 15,250 clients with more than $5 billion in funded loans. Our Illinois team is known for fast responses, transparent advice, and competitive pricing.
Meet the TeamChicago Mortgage FAQs
Answers to common questions from Chicago homebuyers and investors.
Chicago Buyer & Investor Guides
H-1B & NRI Mortgage Guide 2026
Visa-holder and non-resident borrower playbook: down payment, docs, and how to qualify with foreign income.
Read articleNo Income? No Problem: DSCR Loans in 2026
How investors qualify for rental-property financing on rental income alone - no W-2, no tax returns.
Read articleGet Your Chicago Mortgage Quote Today
Start your pre-approval online or speak with a Chicago loan expert. No obligation, no hidden fees, and a pre-approval letter you can use right away.