Houston Mortgage BrokerLocal Rates. Bayou City Coverage.
Last updated July 31, 2026
ABS Funding helps Houston homebuyers, medical professionals, and investors finance properties across Harris, Fort Bend, and Montgomery Counties - from Inner Loop bungalows to Memorial estates and Katy new construction. Competitive rates and fast, local service.
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Why Work With a Houston Mortgage Broker?
Houston's housing market has its own rhythms. A local broker understands the details that matter - from property taxes to neighborhood dynamics.
Texas Medical Center Expertise
TMC is the largest medical complex in the world. Our doctor loan programs are built for residents, fellows, and attendings starting at Baylor, MD Anderson, Methodist, and Memorial Hermann.
Harris County Property Taxes
Houston property taxes and MUD/PID assessments can significantly impact your payment. We build accurate PITIA estimates using real tax rates and homestead exemptions.
Flood Zones & Insurance
Houston flood-zone maps affect financing and insurance. We check flood status early and coordinate NFIP or private flood quotes so your closing stays on schedule.
Investor-Friendly Programs
We offer DSCR loans, bank-statement programs, and portfolio financing for Houston investors in EaDo, Third Ward, and beyond.
Financing Homes Across Greater Houston
From Inner Loop bungalows and Memorial estates to Katy and Sugar Land new construction.
Mortgage Programs for Houston Buyers & Investors
We shop the full loan menu to match your Houston property and financial goals.
Conventional Loans
Competitive rates for Houston buyers with strong credit - ideal for Memorial, West U, and Bellaire purchases.
FHA Loans
Low down payment options for first-time buyers across Harris and Fort Bend Counties.
VA Loans
Zero down for veterans and active-duty service members near Ellington Field and JBSA.
Jumbo Loans
Financing above conforming limits for luxury homes in River Oaks, Memorial, and Tanglewood.
Doctor Loans
Special programs for physicians at the Texas Medical Center - Baylor, Methodist, MD Anderson, and Memorial Hermann.
DSCR Loans
Investor financing based on rental income for Houston single-family and multifamily rentals.
Flood-Zone Financing
We understand Houston flood-zone requirements and coordinate flood insurance quotes upfront.
Houston Mortgage Tools & Resources
Explore loan programs, check today's rates, and run the numbers for your Houston property.
Mortgage Calculators
Run payment, affordability, and refinance scenarios for any Houston home.
All CalculatorsHouston Neighborhoods We Serve
From starter homes to luxury properties and investor deals - we finance across the metro.
Also serving Spring, Tomball, Missouri City, Friendswood, League City, Clear Lake, Kingwood, and the entire Greater Houston metro area.
Trusted by Homeowners Across Texas
ABS Funding has helped over 15,250 clients with more than $5 billion in funded loans. Our Texas team is known for fast responses, transparent advice, and competitive pricing.
Meet the TeamHouston Mortgage FAQs
Answers to common questions from Houston homebuyers and investors.
Get Your Houston Mortgage Quote Today
Start your pre-approval online or speak with a Houston loan expert. No obligation, no hidden fees, and a pre-approval letter you can use right away.