Naperville Mortgage BrokerLocal Experts. Better Rates.
Last updated July 29, 2026
ABS Funding is headquartered right here in Naperville at 1730 Park St. We've helped thousands of DuPage and Will County families buy, refinance, and invest - with competitive rates, fast approvals, and real humans who pick up the phone.
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Why Work With a Naperville-Based Mortgage Broker?
National lenders don't know Naperville. We do. From DuPage County property tax appeals to school district premiums in 203 and 204, local expertise saves you money and time.
DuPage County Property Taxes
Naperville sits across DuPage and Will Counties with tax rates averaging 2.14%. We factor local tax bills into your qualification so there are no surprises at closing - and we can connect you with local appeal specialists.
Naperville Market Trends
District 203 and 204 homes command a premium and move fast. Low inventory in neighborhoods like White Eagle and Ashwood Park means getting pre-approved early is the difference between winning and losing your offer.
Jumbo Loans for Naperville
With the median price at $525K and luxury homes well past the $832,750 conforming limit, jumbo financing is common in Naperville. We offer competitive jumbo rates with flexible qualification.
Real People, Real Office
You can visit us at 1730 Park St, Suite 119. When you call, a Naperville-based loan expert answers - not a call center in another state.
Financing Homes Near the Naperville Riverwalk
From downtown condos steps from the Riverwalk to family homes near District 203 and 204 schools, we help you finance the Naperville lifestyle.
Mortgage Programs for Naperville Buyers
Every borrower is different. We shop the full loan menu to find your best fit.
Conventional Loans
Competitive rates for Naperville's strong-credit buyers
Jumbo Loans
Financing above $832,750 for luxury homes in White Eagle, Ashwood Park, and Tall Grass
FHA Loans
Low down payment options for first-time buyers in DuPage and Will Counties
VA Loans
Zero down payment for veterans and active-duty service members
Doctor Loans
Special programs for physicians at Edward Hospital and nearby medical systems
DSCR Loans
Investor financing based on rental income for Naperville rental properties. Try our DSCR loan calculator →
Naperville Mortgage Tools & Resources
Explore loan programs, check today's rates, and run the numbers for your Naperville property.
DSCR Calculator
Estimate DSCR for Naperville rental properties and see if rent covers the mortgage.
Calculate DSCRMortgage Calculators
Run payment, affordability, and refinance scenarios for any Naperville home.
All CalculatorsNaperville Neighborhoods We Serve
From downtown condos to luxury estates on the west side - we finance homes across every Naperville neighborhood.
Also serving Aurora, Wheaton, Lisle, Plainfield, Bolingbrook, Warrenville, and the greater DuPage/Will County area.
What Naperville Homeowners Say About Bhupesh Saggar
Real reviews from clients across Naperville, Aurora, Plainfield, and Hoffman Estates - verified on Zillow.
Exceptional Mortgage Experience from Start to Finish
"We had an excellent experience working with Bhupesh Saggar and his team on the mortgage for our first home. After facing challenges with our original lender, Bhupesh stepped in and helped move the process forward quickly and efficiently. He was professional, responsive, and clear throughout the entire mortgage process."
Bhupesh Saggar
"Bhupesh was very helpful in explaining the process. He was always available to answer any of my questions. Expectations were set from the beginning so the whole process went very smoothly."
Easy to work with and provided quality support
"Overall, it was a smooth loan approval process with Bhupesh. It was easy to get answers to all my questions and I was informed of all my choices and options."
Happy to work with
"Always reachable and was very much helpful with getting answers to all my questions during the loan process."
Helped us buy our dream house
"I am happy to suggest Bhupesh and ABS Home Mortgage to whoever wants to obtain a mortgage loan. He gave advice to sharpen our financial ability, boost our credit score, and worked with us closely based on our financial ability."
Great People and best service you can expect
"Great lender with huge experience and very helpful. They made my home buying process so smooth that I never had to go under any tension or pressure, even though I was a first time buyer."
Excellent Service, Highly Customer Focused
"Bhupesh and his team provided excellent service for my mortgage needs. They were professional, very customer oriented and were thorough and prompt in their responses. I would recommend their services to anyone."
Happy with ABS Home Mortgage
"I will highly recommend ABS Home Mortgage. They offered the best interest rates and terms, the loan process was a breeze and transparent, and fees and closing costs were best in the market."
Ready to Get Pre-Approved in Naperville?
Get pre-approved in minutes. Local Naperville loan experts are ready to help you find the best rate and program for your situation.
Naperville Buyer & Investor Guides
H-1B & NRI Mortgage Guide 2026
Visa-holder and non-resident borrower playbook: down payment, docs, and how to qualify with foreign income.
Read articleNo Income? No Problem: DSCR Loans in 2026
How investors qualify for rental-property financing on rental income alone - no W-2, no tax returns.
Read article