Naples Mortgage BrokerLocal Rates. Southwest Florida Coverage.
Last updated July 31, 2026
ABS Funding helps Naples homebuyers, seasonal residents, and luxury buyers finance properties across Collier County - from Old Naples cottages and Port Royal estates to Pelican Bay condos and Marco Island waterfront homes. Competitive rates and fast, local service.
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Why Work With a Naples Mortgage Broker?
Naples's housing market has its own rhythms. A local broker understands the details that matter - from property taxes to neighborhood dynamics.
Luxury & Second-Home Market
Naples is dominated by luxury and second-home buyers. We specialize in Jumbo loans, asset-based qualification, and second-home occupancy rules that many banks get wrong.
Insurance & Flood Zone Expertise
Much of Naples sits in a flood zone. We factor accurate homeowners, wind, and flood insurance into your qualification so there are no surprises at closing.
Condo & HOA Reviews
Pelican Bay, Park Shore, and Marco Island have complex HOA and reserve rules. We review buildings early so your Naples closing stays on schedule.
Snowbird & Investor Programs
We work with out-of-state buyers, self-employed borrowers, and investors using DSCR loans for seasonal rentals in Naples and Marco Island.
Financing Luxury & Second Homes in Southwest Florida
From Old Naples cottages to Port Royal estates and Marco Island waterfront.
Mortgage Programs for Naples Buyers & Investors
We shop the full loan menu to match your Naples property and financial goals.
Jumbo Loans
Financing above conforming limits for Port Royal, Old Naples, Aqualane Shores, and Grey Oaks luxury homes.
Second Home Loans
Purchase and refinance programs tailored for seasonal residents and snowbirds.
Conventional Loans
Competitive rates for Naples buyers with strong credit across Collier County.
Condo Loans
Warrantability and HOA reviews for Pelican Bay, Park Shore, and Marco Island high-rises.
VA Loans
Zero-down financing for veterans and active-duty service members across Southwest Florida.
DSCR Loans
Investor financing based on rental income for Naples seasonal rentals and long-term rentals.
Naples Mortgage Tools & Resources
Explore loan programs, check today's rates, and run the numbers for your Naples property.
Mortgage Calculators
Run payment, affordability, and refinance scenarios for any Naples home.
All CalculatorsNaples Neighborhoods We Serve
From starter homes to luxury properties and investor deals - we finance across the metro.
Also serving Ave Maria, Golden Gate, Immokalee, Fort Myers, and the greater Collier and Lee County area.
Trusted by Homeowners Across Florida
ABS Funding has helped over 15,250 clients with more than $5 billion in funded loans. Our Florida team is known for fast responses, transparent advice, and competitive pricing.
Meet the TeamNaples Mortgage FAQs
Answers to common questions from Naples homebuyers and investors.
Get Your Naples Mortgage Quote Today
Start your pre-approval online or speak with a Naples loan expert. No obligation, no hidden fees, and a pre-approval letter you can use right away.