Orlando Mortgage BrokerLocal Rates. Central Florida Coverage.
Last updated July 31, 2026
ABS Funding helps Orlando homebuyers, relocating families, and vacation rental investors finance properties across Orange, Seminole, and Osceola Counties - from downtown Orlando condos to Lake Nona new construction and Kissimmee short-term rental homes. Competitive rates and fast, local service.
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Why Work With a Orlando Mortgage Broker?
Orlando's housing market has its own rhythms. A local broker understands the details that matter - from property taxes to neighborhood dynamics.
Relocation & Growth Market
Orlando is one of the fastest-growing metros in the U.S. We help relocating buyers with out-of-state income, remote closings, and quick pre-approvals.
New Construction Coordination
Lake Nona, Horizon West, and Winter Garden are packed with new builds. We coordinate extended rate locks, builder deposits, and final approval to match the completion date.
Insurance & HOA Costs Priced In
Florida insurance and CDD/HOA fees can add hundreds to your Orlando payment. We include realistic quotes in your pre-approval so your DTI is accurate.
STR & Vacation Rental Programs
We finance short-term rental investors with DSCR loans - ideal for Kissimmee, Davenport, and Champions Gate vacation homes near Disney. See our Orlando DSCR loan page for investor-specific details.
Financing Homes Across Central Florida
From downtown Orlando to Winter Park, Lake Nona, Windermere, and Kissimmee STRs.
Mortgage Programs for Orlando Buyers & Investors
We shop the full loan menu to match your Orlando property and financial goals.
Conventional Loans
Competitive rates for Orlando buyers with strong credit across Central Florida.
FHA Loans
Low down payment options for first-time buyers in Orange, Seminole, and Osceola Counties.
VA Loans
Zero-down financing for veterans and active-duty service members across Central Florida.
Jumbo Loans
Financing above conforming limits for Windermere, Isleworth, Lake Nona Golf & Country Club, and Winter Park estates.
New Construction Loans
Extended rate locks and builder-coordinated financing for Lake Nona, Horizon West, and Winter Garden developments.
DSCR Loans
Investor financing based on rental income for Kissimmee, Davenport, and Champions Gate short-term rentals. See our dedicated Orlando DSCR loan page for investor-specific details.
Orlando Mortgage Tools & Resources
Explore loan programs, check today's rates, and run the numbers for your Orlando property.
Mortgage Calculators
Run payment, affordability, and refinance scenarios for any Orlando home.
All CalculatorsOrlando Neighborhoods We Serve
From starter homes to luxury properties and investor deals - we finance across the metro.
Also serving Altamonte Springs, Sanford, Apopka, Clermont, Lake Mary, and the greater Central Florida metro area.
Trusted by Homeowners Across Florida
ABS Funding has helped over 15,250 clients with more than $5 billion in funded loans. Our Florida team is known for fast responses, transparent advice, and competitive pricing.
Meet the TeamOrlando Mortgage FAQs
Answers to common questions from Orlando homebuyers and investors.
Get Your Orlando Mortgage Quote Today
Start your pre-approval online or speak with a Orlando loan expert. No obligation, no hidden fees, and a pre-approval letter you can use right away.