Palm Beach Mortgage BrokerLocal Rates. Palm Beach County Coverage.
Last updated July 31, 2026
ABS Funding helps Palm Beach County homebuyers, luxury purchasers, and investors finance properties from Palm Beach Island estates and Boca Raton oceanfront condos to Jupiter waterfront homes and Wellington equestrian properties. Competitive rates and fast, local service.
Get my rate quote:
Why Work With a Palm Beach Mortgage Broker?
Palm Beach's housing market has its own rhythms. A local broker understands the details that matter - from property taxes to neighborhood dynamics.
Luxury & Ultra-Jumbo Expertise
Palm Beach is one of the country's premier luxury markets. We specialize in Jumbo and Super-Jumbo loans, asset-based qualification, and portfolio programs that most banks can't offer.
Insurance, Flood & Wind Coverage
Oceanfront and Intracoastal properties come with unique wind and flood insurance requirements. We build accurate premiums into your pre-approval up front.
Condo & HOA Reviews
Boca Raton, West Palm, and Singer Island condos have complex HOA and reserve rules post-Surfside. We vet buildings early so your closing stays on track.
Snowbird & Investor Programs
We work with out-of-state buyers, self-employed borrowers, and investors using DSCR loans across Palm Beach County rentals.
Financing Luxury Homes Across Palm Beach County
From Palm Beach Island and Boca Raton to Jupiter, Wellington, and Delray Beach.
Mortgage Programs for Palm Beach Buyers & Investors
We shop the full loan menu to match your Palm Beach property and financial goals.
Jumbo Loans
Financing above conforming limits for Palm Beach Island, Manalapan, Highland Beach, and Boca Raton oceanfront estates.
Second Home Loans
Purchase and refinance programs tailored for seasonal residents and snowbirds.
Condo Loans
Warrantability and HOA reviews for West Palm, Boca Raton, and Singer Island high-rises.
Conventional Loans
Competitive rates for Palm Beach County buyers with strong credit.
VA Loans
Zero-down financing for veterans and active-duty service members across South Florida.
DSCR Loans
Investor financing based on rental income for Palm Beach County rentals and seasonal properties.
Palm Beach Mortgage Tools & Resources
Explore loan programs, check today's rates, and run the numbers for your Palm Beach property.
Mortgage Calculators
Run payment, affordability, and refinance scenarios for any Palm Beach home.
All CalculatorsPalm Beach Neighborhoods We Serve
From starter homes to luxury properties and investor deals - we finance across the metro.
Also serving Royal Palm Beach, Greenacres, Tequesta, Juno Beach, and the greater Palm Beach County area.
Trusted by Homeowners Across Florida
ABS Funding has helped over 15,250 clients with more than $5 billion in funded loans. Our Florida team is known for fast responses, transparent advice, and competitive pricing.
Meet the TeamPalm Beach Mortgage FAQs
Answers to common questions from Palm Beach homebuyers and investors.
Get Your Palm Beach Mortgage Quote Today
Start your pre-approval online or speak with a Palm Beach loan expert. No obligation, no hidden fees, and a pre-approval letter you can use right away.