Serving Savannah, Pooler, Richmond Hill & Tybee Island

    Savannah Mortgage BrokerLocal Rates. Coastal Georgia Coverage.

    Last updated July 31, 2026

    ABS Funding helps Savannah homebuyers, second-home buyers, and STR investors finance properties across Chatham County and the Coastal Empire - from Historic District row houses and Ardsley Park classics to Pooler new builds, Richmond Hill family homes, and Tybee Island beach cottages. Competitive rates and fast, local service.

    $335,000Median Home Price
    0.95%Avg. Property Tax Rate
    +3.2%YoY Price Change

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    Why Work With a Savannah Mortgage Broker?

    Savannah's housing market has its own rhythms. A local broker understands the details that matter - from property taxes to neighborhood dynamics.

    Historic Home & Renovation Expertise

    Savannah's Historic District properties often need renovation loans, careful appraisals, and knowledge of historic preservation rules. We coordinate the moving pieces so your closing doesn't stall.

    Flood & Coastal Insurance Priced In

    Coastal Georgia insurance and flood coverage can meaningfully change your monthly payment. We build realistic PITIA estimates up front so there are no surprises after closing.

    Hunter AAF & Fort Stewart VA

    We're deeply experienced with VA loans for Hunter Army Airfield in Savannah and Fort Stewart nearby - including PCS timing, BAH considerations, and VA jumbo scenarios.

    STR & Second-Home Programs

    Savannah and Tybee Island are strong short-term rental markets. Our DSCR loans qualify on rental income for investors, and we offer competitive second-home financing for personal beach and river properties.

    Historic Savannah Georgia riverfront with cobblestone streets and oak trees draped in Spanish moss

    Financing Homes Across Savannah & the Coastal Empire

    From Historic District row houses to Pooler new builds and Tybee Island beach cottages.

    Mortgage Programs for Savannah Buyers & Investors

    We shop the full loan menu to match your Savannah property and financial goals.

    Conventional Loans

    Competitive rates for Savannah buyers across Chatham and surrounding counties.

    FHA Loans

    Low down payment options for first-time Savannah buyers in Southside and Pooler.

    VA Loans

    Zero-down financing for Hunter Army Airfield and Fort Stewart service members and veterans.

    Jumbo Loans

    Financing for Ardsley Park, Isle of Hope, and The Landings luxury homes.

    Second-Home Loans

    Financing for Tybee Island and Wilmington Island vacation homes.

    DSCR Loans

    Investor financing based on rental income for Savannah short-term rentals and long-term rentals.

    Renovation Loans

    203(k) and HomeStyle loans for restoring Historic District and Ardsley Park properties.

    Savannah Mortgage Tools & Resources

    Explore loan programs, check today's rates, and run the numbers for your Savannah property.

    Loan Programs

    Compare Conventional, FHA, VA, Jumbo, Doctor, and DSCR loans.

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    Today's Rates

    See current Savannah mortgage rates and get a personalized rate quote.

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    DSCR Calculator

    Estimate DSCR for Savannah rental properties and investor deals.

    Calculate DSCR

    Mortgage Calculators

    Run payment, affordability, and refinance scenarios for any Savannah home.

    All Calculators

    Savannah Neighborhoods We Serve

    From starter homes to luxury properties and investor deals - we finance across the metro.

    Historic DistrictArdsley ParkStarlandIsle of HopeWhitemarsh IslandWilmington IslandTybee IslandPoolerRichmond HillGeorgetownSouthside SavannahThe Landings (Skidaway)

    Also serving Pooler, Bloomingdale, Rincon, Hinesville, and the greater Chatham, Effingham, and Bryan County coastal region.

    4.9 Rating ยท 15,250+ Clients Served

    Trusted by Homeowners Across Georgia

    ABS Funding has helped over 15,250 clients with more than $5 billion in funded loans. Our Georgia team is known for fast responses, transparent advice, and competitive pricing.

    Meet the Team

    Savannah Mortgage FAQs

    Answers to common questions from Savannah homebuyers and investors.

    Get Your Savannah Mortgage Quote Today

    Start your pre-approval online or speak with a Savannah loan expert. No obligation, no hidden fees, and a pre-approval letter you can use right away.

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    Licensed in 4 states

    Illinois
    Georgia
    Florida
    Texas

    Commercial and Non-QM programs are available in most states.

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