Mortgage Tips & Home Loan Guides | ABS Home Mortgage
Expert guidance on home loans, rates, and the path to homeownership.

Visa Holders & Newcomers
Using Your H-4 EAD Spouse's Income to Qualify for a Mortgage
Can your H-4 EAD spouse's income help you qualify for a mortgage? Here's what counts, what changed with FHA in 2025, and how to combine both incomes.
July 23, 2026· Bhupesh Saggar

Visa Holders & Newcomers
How to Build U.S. Credit Fast as a New Arrival (So You Can Buy a Home Sooner)
Just moved to the U.S. and starting from zero credit? Here's the fastest realistic path to a mortgage-ready credit score — and the mistakes that slow new arrivals down.
July 13, 2026· Bhupesh Saggar

Visa Holders & Newcomers
H-1B & NRI Mortgage Guide: How Visa Holders and NRIs Can Buy or Invest in a U.S. Home
Can H-1B, L-1, or NRI buyers get a U.S. mortgage in 2026? Yes — here's how visa holders qualify for conventional loans and how NRIs use DSCR loans to invest.
July 11, 2026· Bhupesh Saggar