Fort Lauderdale Mortgage Company & Local Home Loan ExpertsLocal Rates. Broward County Coverage.
Last updated August 21, 2026
ABS Home Mortgage, Inc. helps Fort Lauderdale homebuyers, waterfront owners, and investors finance properties across Broward County - from Las Olas condos and Rio Vista single-family homes to Weston estates and investor properties. Competitive rates and fast, local service.
Toll Free: 1-866-666-2378 (866-666-BEST)
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Why Work With a Fort Lauderdale Mortgage Company?
Fort Lauderdale's housing market has its own rhythms. A local broker understands the details that matter - from property taxes to neighborhood dynamics.
Waterfront & Condo Expertise
From dockable single-family homes on the Intracoastal to Las Olas condo towers, we know the appraisal, insurance, and warrantability details that keep waterfront deals on track.
Insurance Costs Priced In
Broward County insurance premiums have climbed sharply. We include realistic homeowners, wind, and (where applicable) flood insurance in every payment estimate.
Relocation & Second-Home Buyers
Many Fort Lauderdale buyers are relocating or buying a second home. We handle out-of-state income, remote closings, and second-home occupancy rules smoothly.
Investor Programs
We finance Broward investors with DSCR loans qualified on rental income - great for Fort Lauderdale, Pompano Beach, and Hollywood rental portfolios.
Financing Homes Across Broward County
From Las Olas condos and waterfront homes to Weston, Parkland, and Coral Springs.
Competitive Mortgage Rates & Loan Programs in Fort Lauderdale, FL
We shop the full loan menu to match your Fort Lauderdale property and financial goals.
Condo Loans
Warrantability and HOA reviews for Las Olas, Downtown Fort Lauderdale, and beach corridor high-rises.
Jumbo Loans
Financing above conforming limits for Rio Vista, Harbor Beach, and waterfront estates.
Conventional Loans
Competitive rates for Broward buyers with strong credit.
FHA Loans
Low down payment options for first-time buyers in Coral Springs, Sunrise, and Tamarac.
VA Loans
Zero-down financing for veterans and active-duty service members across South Florida.
DSCR Loans
Investor financing based on rental income for Fort Lauderdale short-term and long-term rentals.
Fort Lauderdale Mortgage Tools & Resources
Explore loan programs, check today's rates, and run the numbers for your Fort Lauderdale property.
Today's Rates
See current Fort Lauderdale mortgage rates and get a personalized rate quote.
Check RatesDSCR Calculator
Estimate DSCR for Fort Lauderdale rental properties and investor deals.
Calculate DSCRMortgage Calculators
Run payment, affordability, and refinance scenarios for any Fort Lauderdale home.
All CalculatorsUnderstanding Broward County Property Taxes & Home Buying Math
The median home price in Fort Lauderdale is currently around $525,000, and that number is only half the story. What decides your approval is the full monthly payment - principal, interest, taxes, insurance, and any HOA dues - measured against your gross monthly income.
Broward County and Palm Beach County assess property differently, and effective tax rates in this market run near 1.08%. Two homes at the same price can carry monthly tax escrows that differ by several hundred dollars depending on the taxing district, school levy, and whether homestead or senior exemptions are in place. A newly built or recently reassessed home can also see its bill jump the year after closing, which is why we underwrite to the forward tax figure rather than the seller's current bill.
Local demand here is anchored by Broward Health, Port Everglades, Fort Lauderdale-Hollywood International Airport, AutoNation and Citrix headquarters, and Nova Southeastern University. Strong school districts and employment centers hold values up, but they also push tax levies higher - a trade-off that shows up directly in your qualifying numbers.
In practical terms: every $250 of monthly property tax consumes roughly $250 of debt-to-income (DTI) capacity, which can reduce your maximum loan amount by tens of thousands of dollars. Most programs want your total DTI at or below 43-50% depending on loan type and compensating factors. We model your Fort Lauderdale scenario with real county tax data, insurance quotes, and exemption timing before you write an offer - so your pre-approval holds up in underwriting instead of shrinking at the closing table.
Toll Free: 1-866-666-2378 (866-666-BEST)
Fort Lauderdale Neighborhoods & Surrounding Areas We Serve
From starter homes to luxury properties and investor deals - we finance across the metro.
Surrounding areas we lend in: Plantation, Pompano Beach, Hollywood, Coral Springs, Weston. Compare today's mortgage rates, run the numbers with our DSCR calculator and mortgage calculators, or request a Fort Lauderdale rate quote.
Also serving Pompano Beach, Hollywood, Pembroke Pines, Sunrise, Tamarac, and the greater Broward County area.
Trusted by Homeowners Across Florida
ABS Home Mortgage, Inc. has helped over 15,250 clients with more than $5 billion in funded loans. Our Florida team is known for fast responses, transparent advice, and competitive pricing.
Meet the TeamFrequently Asked Questions About Fort Lauderdale Mortgages
Answers to common questions from Fort Lauderdale homebuyers and investors.
Get Your Fort Lauderdale Mortgage Quote Today
Start your pre-approval online or speak with a Fort Lauderdale loan expert. No obligation, no hidden fees, and a pre-approval letter you can use right away.
Toll Free: 1-866-666-2378 (866-666-BEST)
ABS Home Mortgage, Inc. | NMLS ID #209985 | NMLS Consumer Access
ABS Home Mortgage, Inc. holds Florida Mortgage Broker License #MBR4304, NMLS ID #209985. Regulated by the Florida Office of Financial Regulation.
Equal Housing Lender. Not a commitment to lend. Rates, terms, and programs subject to change without notice and subject to borrower and property qualification. See our licensing page for full details.