Naperville Mortgage Lender | Home Loans & Refinance
Mortgages, Made Simple.
Last updated August 21, 2026
ABS Home Mortgage, Inc. is headquartered right here in Naperville at 1730 Park St. We've helped thousands of DuPage and Will County families buy, refinance, and invest with competitive rates, fast approvals, and real humans who pick up the phone.
Toll Free: 1-866-666-2378 (866-666-BEST)
Get my rate quote:
Why 15,000+ Families Choose Us
Local Naperville mortgage expertise with the rates and speed you expect from a modern lender.
We'll Match or Beat Your Rate
We shop multiple investors so you don't have to. If you have a legitimate Loan Estimate, we'll match or beat it.
Close Faster Than Online Lenders
Our average purchase close is 21 days, and we can move even faster when the file is clean and the appraisal is ordered promptly.
Real Humans Pick Up the Phone
You're not a number in a queue. You get a dedicated Naperville loan expert who answers calls, texts, and emails directly.
Over Two Decades of Certainty
Since 2003, we've guided 15,250+ clients through purchase, refinance, and investment financing in Illinois and beyond.
How It Works
Three simple steps from rate quote to closing day.
Check Your Rate
No credit impact. Takes 1 minute.
Apply
Upload docs. Get your pre-approval letter the same day.
Close Fast
Your dedicated expert handles the rest, all the way to the closing table.
Loans Built for Every Buyer
Every borrower is different. We shop the full loan menu to find your best fit.
Conventional Loans
Competitive rates for Naperville's strong-credit buyers
FHA Loans
Low down payment options for first-time buyers in DuPage and Will Counties
VA Loans
Zero down payment for veterans and active-duty service members
Jumbo Loans
Financing above $832,750 for luxury homes in White Eagle, Ashwood Park, and Tall Grass
DSCR Loans
Investor financing based on rental income for Naperville rental properties. Try our DSCR loan calculator →
Doctor Loans
Special programs for physicians at Edward Hospital and nearby medical systems
What Homeowners Say About Bhupesh Saggar
Real reviews from clients across Naperville, Aurora, Plainfield, and Hoffman Estates — verified on Zillow.
Exceptional Mortgage Experience from Start to Finish
"We had an excellent experience working with Bhupesh Saggar and his team on the mortgage for our first home. After facing challenges with our original lender, Bhupesh stepped in and helped move the process forward quickly and efficiently. He was professional, responsive, and clear throughout the entire mortgage process."
Bhupesh Saggar
"Bhupesh was very helpful in explaining the process. He was always available to answer any of my questions. Expectations were set from the beginning so the whole process went very smoothly."
Easy to work with and provided quality support
"Overall, it was a smooth loan approval process with Bhupesh. It was easy to get answers to all my questions and I was informed of all my choices and options."
Happy to work with
"Always reachable and was very much helpful with getting answers to all my questions during the loan process."
Helped us buy our dream house
"I am happy to suggest Bhupesh and ABS Home Mortgage to whoever wants to obtain a mortgage loan. He gave advice to sharpen our financial ability, boost our credit score, and worked with us closely based on our financial ability."
Great People and best service you can expect
"Great lender with huge experience and very helpful. They made my home buying process so smooth that I never had to go under any tension or pressure, even though I was a first time buyer."
Excellent Service, Highly Customer Focused
"Bhupesh and his team provided excellent service for my mortgage needs. They were professional, very customer oriented and were thorough and prompt in their responses. I would recommend their services to anyone."
Happy with ABS Home Mortgage
"I will highly recommend ABS Home Mortgage. They offered the best interest rates and terms, the loan process was a breeze and transparent, and fees and closing costs were best in the market."
A Note from the Founder & CEO
Bhupesh Saggar, Founder & CEO
Buying a home in Naperville is more than a transaction — it's the door keys to your first place, the backyard where your kids will play, the kitchen where memories are made. Since 2003, we've had the privilege of being part of that moment for our clients.
We don't just process paperwork. We pick up the phone. We answer the late-night questions. We fight for the best rate because we know what's on the line for you.
Your dream deserves a team that cares as much as you do. Let's make it happen.
Ready to Get Started?
Get pre-approved in minutes. Our Naperville mortgage experts are ready to help you find the best rate and program for your situation.
Toll Free: 1-866-666-2378 (866-666-BEST)
No obligation • No credit impact • Takes 1 minute
Naperville Mortgage FAQs
Common questions from homebuyers and investors in Naperville, DuPage County, and Will County.
Program terms, loan limits and eligibility figures are current as of August 2026 and subject to change without notice. This is not a commitment to lend; all loans are subject to credit approval.
Naperville Buyer & Investor Guides
H-1B & NRI Mortgage Guide 2026
Visa-holder and non-resident borrower playbook: down payment, docs, and how to qualify with foreign income.
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