Mortgage Tips & Home Loan Guides | ABS Home Mortgage

The break-even rule Reddit repeats is a good start. Here's the part it usually leaves out.

Fannie Mae and Freddie Mac are moving to a new appraisal format on November 2, 2026, with more detail on updates and upgrades. Here's what changes for buyers, sellers and agents.

Participating lenders offer conventional loan amounts up to $850,000 for one-unit homes, with higher amounts for two- to four-unit properties. FHA limits remain unchanged for now.

The Fed hiked a quarter point on September 16 — the first increase since 2023. Here's why that doesn't map directly onto your mortgage rate, and how discount points and temporary buydowns (1-0, 2-1, 3-2-1) actually work if you're buying in this market.

A realtor's guide to Fannie Mae's 2026 condo rules: what documents to collect before you list, how to advise buyers and boards, and where condo closings now stall in project review.

Buying a condo in 2026? Limited Review is retired, reserve funding rises to 15%, and master policies can carry a $50,000 per-unit deductible. Here is what changes for your purchase, how to qualify, and what to ask your lender.

A plain-spoken answer to the question borrowers keep asking: no, AI does not approve your loan or set your rate. Here is exactly what our AI assistant does, and where a licensed human takes over.

The 21st Century ROAD to Housing Act just became law. Here are the 5 changes that actually matter if you're buying or selling a home right now.

Waiting for mortgage rates to plunge has quietly become one of the most expensive mistakes a homebuyer can make. Here's what today's market actually looks like — and how prepared buyers are winning in 2026.