Mortgage Tips & Home Loan Guides | ABS Home Mortgage
Expert guidance on home loans, rates, and the path to homeownership.
Senior & Retirement
Can You Get a Reverse Mortgage at 55? Yes, but It Isn't a HECM
There are two kinds of reverse mortgage. The FHA-insured HECM starts at 62; a private proprietary reverse mortgage can start at 55 in most states. Here's how they differ and who the 55+ option fits.
October 24, 2026· Bhupesh Saggar
Senior & Retirement
Reverse Mortgages in 2026: What a HECM Actually Costs You
A HECM eliminates your monthly mortgage payment, but it isn't free — mortgage insurance and interest accrue against your equity every month it's outstanding. Here's how the age requirements, 2026 lending limit, and real costs actually work.
September 27, 2026· Bhupesh Saggar